Million of Americans are finding themselves in a catch-22 in this financial crisis: they have bad credit because they lost their job, and they can't get a job because they have bad credit. More and more companies have added credit checks to their employment screening checklist as means of assessing an applicant's ( character ) Truth is there is currently no hard evidence proving one has anything to do with the other especially when more than 31 million Americans have been kicked out of the job market through no fault of their own. The Equal Employment for all Act HR 3149, seeks to end employer credit checks. Its enactment would give vulnerable ( credit challenged ) citizens-students, recent college graduates, low-income families, senior citizens and minorities-an opportunity to rebuild their credit history by getting a jobs   

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